Tracking your Finances with Downloadable Apps

According to a recent study by Gallup, only 30% percent of the population keep a regular budget. The study also showed that 10% of adult Americans do not have credit history. This means that about 45 million adult Americans have no credit score. Using the conventional methods, people without a good credit score find it very hard to access financial services like loans and credit cards. It is important for one to start a plan that will help then get a good credit score and track their spending for the following reasons.

Keeping up with your bills is one of the reasons. People that do not set and maintain a budget are likely to fall behind on their bills. No one likes falling behind on their bills but it easily happens. Falling on behind on paying your bills will result in a negative hit on your credit score. In addition to lowering your credit score, late payment will attract late payment fees. However, you do not need to fret if you are the kind of person that forgets their bills. There is the downloadable Prism app that will help you remember to pay all your bills on time. It is an easy process of downloading the app to your phone and linking it up with the account that you use to pay the bills. When a bill is available or due, the app will remind you. And you do not have to pay anything for the app.

People that have problems setting and sticking to a budget will find the downloadable financial tools very helpful. It’s not uncommon for people to be unsure of where their money goes. If you are one of these people who need a better understanding of how much their lifestyle is costing them, the ‘You Need A Budget’ app will be of great help to you. This downloadable financial solutions app helps you track your finances better. Tracking your spending on rent, water, gas, groceries and other bills is made easier by this app which also helps you identify the areas that you are overspending.

To get a loan from an online lender like Bonsai finance, you will need to have downloadable financial tools on your phone or computer. Even without a perfect credit score, Bonsai finance will help you access personal loans and credit cards. Its easy to get an online loan from Bonsai finance since they do not require a credit check. Bonsai Finance has an app that is easy to use. If it is your first time applying for a loan from Bonsai finance, you will find their FAQ section very helpful. Download the Bonsai Finance app now and start getting online loans fast.